Your payment method in Modari is a credit or debit card we use to process your monthly charges. You manage it entirely from the dashboard, without going to any external portal. All payment processing is handled by Stripe, one of the most trusted payment gateways in the world, certified at the industry's highest security level (PCI DSS Level 1) and used by companies like Amazon, Shopify, Lyft, and thousands of businesses around the world.

See your current payment method

On the Settings → Billing screen, in the payment method block, you will see:

  • The card brand (Visa, Mastercard, American Express, etc.).
  • The last 4 digits so you can identify it.
  • The expiry month and year.

If you have not yet added a payment method (for example, during a trial period), you will see an Add payment method button instead of the card details.

Add your first card

  1. Tap 'Add payment method'

    In the payment method block, tap the button. A dialog opens with a secure Stripe form embedded directly in Modari.

  2. Enter your card details

    We ask for: card number, expiry date, security code (CVV), and, if your bank requires it, the postal code. The form validates the data in real time, so if you make a typo in a digit we tell you before you confirm.

    All information travels encrypted directly to Stripe. Modari does not process it.

  3. Confirm

    When you tap Save card, Stripe validates the card by doing a low-amount check (without actually charging anything real). If the card is valid, it is saved as your active payment method. If it is not valid (for example, expired or rejected by the bank), we let you know on screen and you can try with another.

Change your card

If you want to use a different card, the process is very similar to adding the first one. One important difference: when you add a new card, it replaces the previous one. The old card is automatically forgotten by the system.

  1. On the Billing screen, tap 'Change card'

    The same dialog opens as for adding a new card. Enter the new card details as explained above.

  2. Confirm

    Once Stripe validates the new card, it is active immediately. The next charges go to this card. The old card is automatically removed from the system —it is not kept "just in case".

If your card is declined

When the monthly charge date arrives and Stripe tries to charge your card but the bank declines it, this happens:

  1. Your subscription moves to Past duestatus. You still have full access to your modules for a short period, but the status badge on billing makes it clear.
  2. Stripe automatically retries following its standard policy. It makes several attempts spaced over the following days, not all back-to-back. This gives your bank time to solve temporary issues (for example, funds that arrive later).
  3. Stripe sends you email notifications on each failed attempt, indicating the reason for the rejection if it has one.
  4. If after all attempts the charge still does not go through, the subscription may move to Canceled. At that point you lose access until you update the payment method and reactivate.

The fastest way to avoid problems: as soon as you see the Past due badge, go to Billing and change the card to a valid one. Once you have the new card, Stripe processes the charge immediately without waiting for the next retry.

Limitations for now

There are a couple of current system limitations worth knowing:

  • One card at a time: for now you cannot have several cards saved as simultaneous payment methods. When you add a new one, it replaces the previous.
  • Credit or debit card only: we do not yet accept other payment methods such as bank transfer, digital wallets, or cash. We are evaluating adding them based on demand.
  • Single currency: the currency for charges is set at the time of your subscription. You cannot change it later without writing to support.

Privacy and security

Your payment information is protected by two independent layers:

  1. Stripe: PCI DSS Level 1 certified (the highest security level for payment processors). Stripe handles the card using encryption, tokenization, and real-time fraud monitoring.
  2. Modari: we do not store sensitive data. The exchange with Stripe goes over encrypted HTTPS connections, and the identifiers we do store are protected by the same security standards as the rest of your account (access only for authorized personnel, access auditing, encryption at rest).

More details in our privacy policy.

What's next

To see the detail of each charge, download your invoices, and review your tax data, continue with invoices and tax data.